:root {
    --primary: #0094ff;
    --black: #111111;
    --dark: #1C1C1C;
    --mid: #2B2B2B;
    --light: #F5F5F5;
    --white: #ffffff;
    --shadow: 0 18px 45px rgba(17, 17, 17, 0.10);
    --radius: 20px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: Arial, Helvetica, sans-serif;
    background: var(--light);
    color: var(--dark);
    line-height: 1.65;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
header, .site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255,255,255,0.96);
    border-bottom: 1px solid rgba(17,17,17,0.08);
    box-shadow: 0 10px 30px rgba(17,17,17,0.05);
}
.header-inner {
    width: min(1180px, calc(100% - 32px));
    margin: 0 auto;
    min-height: 74px;
    display: grid;
    grid-template-columns: 48px 1fr 48px;
    align-items: center;
    gap: 10px;
}
.logo { display: flex; align-items: center; justify-content: center; }
.logo img { width: 116px; max-height: 46px; object-fit: contain; }
.main-nav, .header-actions { display: none; }
.mobile-menu-toggle {
    width: 42px;
    height: 42px;
    border: 0;
    border-radius: 14px;
    background: var(--primary);
    color: #fff;
    font-size: 24px;
    line-height: 1;
    cursor: pointer;
}
.mobile-nav {
    display: none;
    width: min(680px, calc(100% - 32px));
    margin: 0 auto 12px;
    padding: 14px;
    background: #fff;
    border-radius: 18px;
    box-shadow: var(--shadow);
    gap: 8px;
}
.mobile-nav.is-open { display: grid; }
.mobile-nav a {
    padding: 12px 14px;
    border-radius: 14px;
    background: var(--light);
    color: var(--dark);
    font-weight: 700;
}
.mobile-actions {
    width: min(520px, calc(100% - 32px));
    margin: 0 auto 14px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
}
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 12px 22px;
    border-radius: 999px;
    background: linear-gradient(135deg, var(--primary), #0071c7);
    color: #fff;
    font-weight: 800;
    border: 0;
    box-shadow: 0 12px 28px rgba(0,148,255,0.25);
    text-align: center;
}
.btn-small { min-height: 40px; padding: 10px 18px; font-size: 14px; }
.btn-soft { background: linear-gradient(135deg, #222, #555); }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.hero, .banner {
    background: radial-gradient(circle at top right, rgba(0,148,255,0.25), transparent 35%), linear-gradient(135deg, #ffffff, #eaf6ff);
    padding: 48px 0;
}
.hero-grid { display: grid; gap: 26px; align-items: center; }
.eyebrow {
    display: inline-flex;
    padding: 8px 14px;
    border-radius: 999px;
    background: rgba(0,148,255,0.12);
    color: #005c9e;
    font-weight: 800;
}
h1, h2, h3 { color: var(--black); line-height: 1.18; margin: 0 0 14px; }
h1 { font-size: clamp(32px, 8vw, 58px); letter-spacing: -1.5px; }
h2 { font-size: clamp(24px, 5vw, 38px); }
h3 { font-size: 21px; }
p { margin: 0 0 14px; }
section { padding: 44px 0; }
.card {
    background: #fff;
    border-radius: var(--radius);
    padding: 24px;
    box-shadow: var(--shadow);
    border: 1px solid rgba(17,17,17,0.06);
}
.grid { display: grid; gap: 18px; }
.tags { display: flex; flex-wrap: wrap; gap: 10px; margin: 20px 0; padding: 0; list-style: none; }
.tags li {
    padding: 10px 14px;
    border-radius: 999px;
    background: #fff;
    border: 1px solid rgba(0,148,255,0.25);
    color: #005c9e;
    font-weight: 700;
}
.notice {
    padding: 18px;
    border-radius: 18px;
    background: rgba(0,148,255,0.10);
    border-left: 5px solid var(--primary);
    color: var(--dark);
    margin: 18px 0;
}
.faq { display: grid; gap: 14px; }
.faq-item {
    background: #fff;
    border-radius: 18px;
    padding: 20px;
    box-shadow: var(--shadow);
}
.faq-item h3 { margin-bottom: 8px; }
.page-hero {
    padding: 42px 0;
    background: linear-gradient(135deg, #fff, #eaf6ff);
}
.breadcrumbs { font-size: 14px; color: #666; margin-bottom: 12px; }
.inline-links { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.inline-links a { color: #005c9e; font-weight: 700; }
.footer {
    background: var(--dark);
    color: #fff;
    padding: 42px 0;
}
.footer-grid { display: grid; gap: 24px; }
.footer-logo { width: 120px; margin-bottom: 14px; }
.footer-nav { display: grid; gap: 10px; }
.footer-nav a { color: #fff; opacity: 0.9; }
.footer-warning {
    background: rgba(255,255,255,0.08);
    border-radius: 18px;
    padding: 18px;
}
.footer-warning strong {
    display: inline-flex;
    width: 48px;
    height: 48px;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    margin-bottom: 10px;
}
.steps { counter-reset: step; display: grid; gap: 14px; }
.step { position: relative; padding-left: 58px; }
.step:before {
    counter-increment: step;
    content: counter(step);
    position: absolute;
    left: 0;
    top: 0;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--primary);
    color: #fff;
    display: grid;
    place-items: center;
    font-weight: 800;
}
@media (min-width: 768px) {
    .header-inner {
        min-height: 82px;
        grid-template-columns: 170px 1fr auto;
    }
    .mobile-menu-toggle, .mobile-nav, .mobile-actions { display: none; }
    .logo { justify-content: flex-start; }
    .logo img { width: 138px; }
    .main-nav {
        display: flex;
        justify-content: center;
        gap: 10px;
    }
    .main-nav a {
        padding: 10px 12px;
        border-radius: 999px;
        font-weight: 700;
        color: var(--dark);
    }
    .main-nav a:hover { background: var(--light); }
    .header-actions { display: flex; gap: 10px; justify-content: flex-end; }
    .hero-grid { grid-template-columns: 1.1fr 0.9fr; }
    .grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
    .grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
    .footer-grid { grid-template-columns: 1.1fr 0.7fr 1.2fr; }
}
@media (min-width: 1024px) {
    .header-inner { width: min(1240px, calc(100% - 72px)); }
    .container { width: min(1160px, calc(100% - 72px)); }
    section { padding: 58px 0; }
    .hero, .banner { padding: 70px 0; }
    .main-nav { gap: 16px; }
}